No one looks forward to the day when they have to start thinking about what happens when they’ve gone!
But it’s really important that things are in place before it is too late, and that you get the right advise about what is best for you.
I am here to help you protect your future and the future of your family and to guide you through the process in a personal and easy to understand way.
You will receive a free initial consultation. During this, I will look to understand your situation and wishes, make recommendations to suit your circumstances and provide a fixed price quote.
My approach is based around helping you understand, in simple terms, all the relevant options available to you, and the benefits they would provide. This enables you to make an educated and informed decision about what is best for you, your family, maybe your business and your future, giving you peace of mind and security.
Just imagine what it would feel like to know that, if the worst happened, everything would be in place to help those you leave behind.
The worst nearly happened to me and I know it gave me peace of mind!
Stu
Wills
Have you considered what would happen to your family if something happened to you?
It is not a nice thought, and it is one that people do not like to consider. However, it is one of the most important things to think about and to put plans in place, before it is too late.
An up to date will means your family will be looked after when you have gone, according to your wishes. There will be no difficult legal issues for them to deal with if everything is clearly stated in the correct way by you, and this will give you peace of mind that your family will be provided for when you are no longer around.
Anyone can download a will template from the internet and it is perfectly legal, but does it do everything that’s best for you? For something of such importance, don’t you think it’s worth getting advice from a professional who can help walk you through the process and advise on what’s best for your circumstances and wishes.
My approach is to do this in a down to earth and easy to understand way, ensuring you feel fully confident in what you are putting in place. I recognise that every individual and family is unique and I take a personalised approach with each of my clients to deliver your will, reflecting your specific wishes and circumstances.
I fully understand that legal jargon can be overwhelming and I take pride in my ability to explain complex concepts in plain language, ensuring you fully understand the decisions you're making and are 100% happy with them.
Whether you prefer face-to-face consultations or virtual meetings, I can accommodate your needs to provide a convenient and efficient service, with a free initial consultation to help me understand your requirements and to help you understand the options available.
Trusts
Lots of people understand they ‘need’ a will but haven’t considered the benefits of establishing trusts at the same time... they add so much to the will...
Minimising the impact of the probate process, getting the benefit of your estate to the beneficiaries quicker.
Help mitigate inheritance tax and take advantage of available tax relief. Also make sure your estate goes to your children in the event of your surviving partner remarrying and not passing everything to Mr/Mrs New!
Provide protection to the beneficiaries of your estate from generational inheritance tax, divorcing partners, creditors or care home costs.
By planning ahead with a will trust, you can ensure your estate benefits from available business or agricultural inheritance tax relief. Put assets outside your spouse’s ownership that are expected to increase in value, attracting more tax or reduce the taxable value of your family home by splitting ownership between a surviving spouse and a trust.
Business
Are you a business owner? Have you considered the impact of you becoming incapacitated or worse? Who will look after everything you have worked so hard to build up over the years? Are they the right people to do what you would want and what the business needs? Your business is imperative to your life and business owners should consider all these things and make sure the appropriate mitigations are in place.
Before I started doing this, I had a long corporate career that saw me sit on the Board of a couple of large operating divisions, giving me a broad range of business knowledge, which enables me to have business as well as legal related conversations with business owners.
Protecting your business starts with understanding its unique risks. Contact me for a free initial discussion. This is done virtually at your convenience. I will assess your needs and help you understand the options available before guiding you towards the right solutions for your business.
Power of Attorney
None of us like to think about being unable to make decisions for ourselves, but unfortunately this does happen to many people. Whilst it is an uncomfortable subject, imagine the peace of mind you would get knowing that you had plans in place in case the situation ever arose.
I understand the importance of planning for unforeseen circumstances and am here to guide you through the process of establishing powers of attorney for health and financial affairs, ensuring that your wishes are followed, and your affairs are in trusted hands.
Schedule a free virtual discussion to discuss your specific needs and circumstances, then I will provide guidance on the most suitable power of attorney arrangement for you.
